Loans

When you consider financing, you want to know in advance where you stand. We understand that like no other. Important questions to ask are: how much can I borrow? What is the interest rate and how can I repay my loan? We are happy to give you clear answers to all your questions. Don't hesitate to contact us.

Revolving credit

Always have money on hand for unforeseen expenses. That is the big advantage of the Revolving Credit. Obviously at a low interest rate! You are in control and decide when you withdraw money and how much. And best of all: You only pay interest on the actually withdrawn balance! This way you are cheap and you always have control over your finances.

Benefits Continuous Credit

  • Pay interest only on the amount withdrawn
  • Withdraw money at any time from various ATMs
  • Amounts repaid can be withdrawn again
  • Any current loans can be repaid
  • Possibility to repay interest and penalty free in the interim
  • GenLab “keen eye for your financial affairs”

Personal loan

A personal loan is the ideal form of credit, for example for car financing. The term of the loan is adjusted to the useful life. With a personal loan you have a guarantee of a fixed monthly payment, a fixed interest rate and a fixed term.

Personal Loan Benefits

  • Fixed installments
  • Fixed interest
  • Duration up to 180 months
  • Any current loans can be repaid
  • Borrow a fixed amount once
  • Interest is tax deductible in some cases!
  • GenLab “keen eye for your financial affairs”

Rent buy

Buying a car is a significant investment. As a result, you may not be able to pay for the car all at once. If you prefer to choose installment payments, car hire purchase is one of the options. Do you want the lowest monthly installments? Then hire purchase is the solution for you. This is because a final term can also be chosen, which reduces your monthly payment. When all installments have been paid, the car is yours.

Private lease

Private lease is a good alternative to buying a car. As a private individual, you can drive a new car for a fixed amount per month, without it being or becoming yours. Except for fuel, all costs are included in your monthly amount. You determine the period yourself, you can often choose from a duration of 12, 24, 36, 48 or 60 months. The monthly amount includes:

  • Repair and maintenance;
  • All-risk insurance;
  • Motor vehicle tax;
  • Maintenance, tire replacement, damage repair and glass repair;
  • Delivery costs and disposal fee;
  • Depreciation expense;
  • Roadside assistance

More information? Request a quote quickly!

Transfer loan

Have you taken out one or more loans in the past? Then there is a good chance that you can save a lot of money. Transfer your loan (s), use our free transfer service.

In addition to a nice saving of perhaps hundreds of US dollars per month, we will ensure that you have a much better overview because you only have one loan. Examples of expensive loans are, for example, Mail order credits (such as at Wehkamp), a credit card with an outstanding balance and a overdraft on your bank account. The interest on these types of loans can be as high as 14%! Let us help you. Contact us directly for a free quote.

Advantages of transferring a loan

  • Much better overview; you only have 1 loan left
  • A considerable saving on your monthly payment
  • GenLab “keen eye for your financial affairs”

Revolving credit

Amount

Monthly charge

Max Interest / APR

Duration in months

Total price

$ 7,500

$ 150.00

6.5%

59 months

$ 8,725.84

$ 10,000

$ 200.00

5.6%

57 months

$ 11,372.23

$ 15,000

$ 300.00

4.6%

56 months

$ 16,644.70

$ 25,000

$ 500.00

4.4%

56 months

$ 27,607.86

$ 50,000

$ 1,000.00

4.4%

56 months

$ 55,215.71

The annual percentage rate represents the total cost of the credit, expressed as an annual percentage of the total credit amount.

The chosen term of a revolving credit and the associated monthly charges are variable. You can withdraw amounts already repaid. The table shown is based on a monthly amount of 2%. Interest as of June 1, 2017 (and unchanged since then)

Personal loan

Amount

Monthly charge

Max Interest / APR

Duration in months

Total price

$ 7,500

$ 82.27

5.9%

120 months

$ 9,872.40

$ 10,000

$ 109.70
5.9%

120 months

$ 13,164.00

$ 15,000

$ 156.15

4.7%

120 months

$ 18,738.00

$ 25,000

$ 257.94

4.5%

120 months

$ 30,952.80

$ 50,000

$ 515.88

4.5%

120 months

$ 61,905.60

The annual percentage rate represents the total cost of the credit, expressed as an annual percentage of the total credit amount. The term of a Personal Loan is a minimum of 6 months and a maximum of 120 months.

A maximum interest rate applies per selected credit class as shown in the table above (maximum of 4.2% APR to 5.6% APR). This interest is not changed during the term of your Personal Loan. For your Personal Loan, the Annual Cost Percentage (APR) is equal to the interest. No additional costs are charged except for interest.

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